Credit Branch Manager

• To manage and review daily administration of loan documents to ensure full
• compliance with Policies and Procedures.
• To verify proper valuation of collaterals before disbursements of Loan and
• monitoring of all collaterals.
• To supervise all credit /loan officers at the branch, to check their daily activities
• and to recommend weekly payments for daily rooting.
• To manage branch loan portfolio and ensure the performance of the branch is at
• the best level and has met targets.
• Manages branch on behalf of CEO all operations, loan applications and
• recommend process and ensures prompt delivery and collection of loans.
• Track assigned loan portfolio reports/information to the CEO.
• To Follow procedures and make follow-ups of all arrears.
• To make sure that all branch members have compulsory shares and makecompulsory savings.
• Manage branch staff on behalf of the CEO and provide reports to the CEO in casethere is any challenge.
• Identify and recommend areas for credit activities based on the business plan tothe Credit Officers.
• Analyze loan applications and make recommendations to the ManagementCommittee regarding the worthiness of the member.
• Review and revisit loans for the week for the amount exceeding Five millionShillings and pick a sample of loans below five million and visit them as well.
• Review daily, weekly and monthly collection updates to detect delinquenciespromptly.
• Assist CEO in planning program goals and activities about credit operations.
• Timely follow-up to the borrowers and collects collaterals due to failure of
• repayments together with the Credit Officers or task force.
• Review Daily Credit System, monitoring and management reports, identifynon-performing accounts irregularities proactively follow up to ensure corrective

  action is taken in line with Credit Policy.

• Ensure all collaterals collected from the defaults after the time given to theborrower are sold.
• Maintain records of all Loan applications.
• Follow up with clients to manage debt settlements and loan renewals.
• Ensure all lending procedures comply with regulations.
• Develop, review, and update the Credit Policy.
• Perform any specific task and duty assigned by the CEO.
• Setting targets for loan disbursement and promotion of loan products
• Maintain of quality of the loan portfolio and ensure good assessment of loanapplicants.
• Preparations of your branch staff weekly, monthly, quarterly, sem annually andannual performance reports and submit to the CEO at right time.
• To undertake any other work as instructed by the employer and ensure that theemployer abides by the standards and regulations of the cooperative societies in

  Tanzania.

REQUIREMENTS

• Bachelor’s Degree in Business Administration, Finance, Accounting, orrelated field.
• Minimum 3 years’ experience in credit management in a financial institution,with at least 1 year in a supervisory role.
• Excellent credit analysis, reporting, and leadership skills.
• Proficiency in loan portfolio management and credit risk assessment.
• Strong interpersonal and organizational abilities

Instructions:

• Send your CV and cover letter [titled the position you are applying for] to:

[email protected]