Relationship Manager – KCB Bank
KEY RESPONSIBILITIES:
- Growth in business volumes, customer base and wallet share.
- Adequacy of personal competence to effectively perform Relationship Management tasks.
- Consistency in adherence to and application of established policies, processes, and tools to achieve optimal efficiency, compliance and cost containment.
- Minimization of exposures to and impact of risks associated with KYC, AML and portfolio maintenance.
- Quality of management of customer expectations.
- Retention of quality portfolio all the time
DAILY RESPONSIBILITIES:
- To create and manage banking relationships and ensure optimal sales to all the customers being treasury customers, Corporate, retail by way of joint calls and cross selling.
- Creatively tailor products to meet individual customer needs.
- Grow the Retail banking customer base by recruiting new customers, and wallet sizing to the existing customers to attain high returns.
- To manage the customers relationships to ensure retention by making sure that all the complaints raised by them are resolved within a reasonable and agreed time
- Monitor and ensure that there is no excesses that are not approved.
- Work in close partnership with Credit team, Branch manager, to ensure that the credit requests for new and existing facilities are correctly prepared in accordance with KCB and/or group policies.
- After consideration of individual case merits, recommend credit requests for approval to relevant authorities.
- Liaise with your colleagues in areas of expertise, particularly regarding provision of quality service to customers.
- Provide feedback to the Branch Manager, or relevant parties regarding service provision to customers and the trend of assets and liabilities
- Responsible for delivering a service to customers that matches the Bank’s mission statement.
- Be conversant with the KYC requirements. Undertake actions to ensure compliance and report suspicions. Exercise due care and diligence in ensuring all anti-money laundering and KYC requirements are complied with.