Credit Analyst – World Vision
Job Description:
- MAJOR RESPONSIBILITIES
30% Identify and Report current and emerging Credit Risk within VFT-MFB
- Facilitates Identification and Reporting current and emerging Credit Risk within VFT-MFB
- Prepares summary of monthly and quarterly credit reports by branches, by products, by cycle
- Review risks on new products & projects
- Prepares credit risks trends of branches and products & projects
- Risk mitigation measures
- Reduce loss
- Profitability
15% Preparation of mortgage documents
- Compiling of all recommended documents for mortgage
- Prepare mortgage document After loan process approval
- Risk Avoidance
- Reduced Loss
- Compliance
(25%)Assist with enhancement of VFT-MFB Credit Risk Appetite
- Effectively communicate & implement RMF (Risk management Findings) within VFT
- Determine the need for more thorough investigation on poorly performing products & projects
- Risk awareness
- Better working relationship
- Reduced loss
-
(30%)
Preparations of Reports - Prepares and complies BOT and CRB reports
- Is a contact person with Credit Info, BOT on all matters of Credit Report for CRB
- Improved Customer relationship
- Compliance
- Good public Reputation
KNOWLEDGE, SKILLS AND ABILITIES
List education, knowledge & skills, licenses preferred, and all experiences required to perform this position in a fully competent manner.
Minimum education, training and experience requirements to qualify for the position:
List academic, technical skills or other knowledge required as a minimum qualification for this position.
- Master /Post graduate in Business Administration, Finance, Risk Management
- Bachelor Degree in Marketing, Business Administration/Law/Accounting, Risk Management
- Very good knowledge of oral & written English
- Very good analytical & reporting skills
- 5 years experience in credit management is an added advantage
