HESLB Kitabu cha muongozo jinsi ya kuomba mikopo elimu ya juu 2022/2023

HESLB Kitabu cha muongozo jinsi ya kuomba mikopo elimu ya juu 2022/2023

The Higher Education Students’ Loans Board (HESLB) is a body corporate established under Act No.9 of 2004 (as amended in 2007, 2014 and 2016) with the objective of assisting needy and eligible Tanzania students to access loans and grants for higher education. The main mandates of HESLB include:

To assist, on a loan basis, needy students who secure admission in accredited higher learning institutions, but who have no economic power to pay for the costs of their education
To collect due loans from loan beneficiaries and use it as revolving fund to sustain operations of the Board
To create synergies through establishing strategic partnerships in student financing ecosystem

HESLB executes one of the key mandates in administering loans to students pursuing higher education. Every year, the Board prepares the Loan Application almanac to guide on the process of loan issuance to needy and eligible students. As per the almanac, Loan Application Window opens once annually. Both undergraduate and postgraduate students who are eligible are invited to apply.

Criteria on eligibility and the application process is stipulated in the Loan Application Guideline for the respective year which can be downloaded on this site. Prospective applicants are encouraged to read the guidelines carefully, prepare the prerequisites and make their application online through the Online Application and Management System (OLAMS).

About Loan Repayment

General information

The Higher Education Students Loans Board (HESLB) is tasked by its establishing Act, under Section 7(i) to recover all the due loans extended for former students since July 1994 so that the same money can be used to lend other students, thus rendering the loans scheme sustainable and ensuring a revolving fund.


1. Submit list of graduate employees with diploma or degree within 28 days from the date on which such person is employed. Use the format below:

S/NCheck Number/ PF. NumberFull Name as used during studyForm Four Index Number With Year of completion (o-level)Mobile NumberCurrent Name (If changed)University/College attendedYear of completion (University)Academic Award

2. Effect 15% deductions from basic salary for billed beneficiaries in payroll

3. Obtain from HESLB  the employer control number and effect the monthly remittances through GePG

4. Submit the proof of payment and deduction schedules to HESLB before 15th date of the subsequent month

Employed beneficiary:

1. Inform your employer on your student loan and submit required details

2. Track your loan repayment status to completion

3. Request for loan clearance from HESLB

Self-employed beneficiary and diaspora:

1. Request for your loan statement

2. Use the control number indicated in your statement to make payment

3. Repay atleast TZS. 100,000 every month to furnish your loan

4. Track your loan repayment status to completion

5. Request for loan clearance from HESLB


1. All payments are done through GePG by using control number

2. The control number remains unchanged

3. Request for clearance from HESLB upon completion of your loan

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